Investment Planner

Choose a budgeting rule, enter your take-home pay, then project how your savings grow over time with compound interest.

Configure Your Plan
Select the allocation strategy that fits your financial situation and goals.
50/30/20 Rule
50%/30%/20% — Classic balanced budgeting: Needs / Wants / …
70/20/10 Rule
70%/20%/10% — High-cost-of-living adaptation: Living / Sav…
60/20/20 Rule
60%/20%/20% — Balanced savings focus: Needs / Wants / Savi…
80/20 Rule (Pay Yourself First)
80%/20% — Simple: Save 20%, spend the rest freely
50/15/5/30 Fidelity Rule
50%/15%/5%/30% — Detailed: Essentials / Retirement / Emergenc…
75/15/10 Conservative Rule
75%/15%/10% — For lower incomes: Living / Savings / Debt &…
Zero-Based Budgeting
50%/10%/20%/20% — Every shilling has a job — allocate 100% int…
How This Rule Works

These percentages are a guide. Adjust based on your situation — the key: save first, cover needs, then enjoy life.

Your salary after all deductions. Use the Single Calculator to compute this.
12=1yr  |  60=5yrs  |  120=10yrs. Max 600.
Savings acc: 2–5%  |  Unit trusts: 7–10%  |  Stocks: 10–12%. Enter 0 for cash.
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